Bank Deposit Sweep Interest Rates
For All Account Types
(Excluding advisory individual retirement accounts)
| Minimum Balance | Maximum Balance | Client Yield | Annual Percentage Yield |
| 0.00 | $99,999.99 | 2.50% | 2.53% |
| $100,000.00 | $249,999.99 | 2.50% | 2.53% |
| $250,000.00 | $499,999.99 | 2.50% | 2.53% |
| $500,000.00 | $999,999.99 | 2.50% | 2.53% |
| $1,000,000.00 | $2,499,999.99 | 2.50% | 2.53% |
| $2,500,000.00 | $4,999,999.99 | 2.75% | 2.78% |
| $5,000,000.00 | $9,999,999.99 | 3.25% | 3.30% |
| $10,000,000.00 | And Over | 3.75% | 3.82% |
Advisory Individual Retirement Accounts
| Rate | Annual Percentage Yield | |
| Advisory IRAs | 2.45% | 2.48% |
FCASH Interest Rates
| Average Balance | Rate |
| $0 - $49,999* | 2.69% |
| $50,000 - $99,999 | 2.69% |
| $100,000 - $499,999 | 2.69% |
| $500,000 - $999,999 | 2.69% |
| $1,000,000 and above | 2.69% |
* A minimum balance requirement may exist for some accounts. No interest will be paid on balances falling below the minimum in the following types of accounts:
- Brokerage Access accounts with an average FCASH balance less than $1,000
- Standard accounts with an average FCASH balance less than $2,500
FCASH is an interest-bearing sweep vehicle for non-retirement accounts. FCASH is neither a bank deposit or money market fund; it is not insured by the FDIC.
AS OF 12/15/2023. Note that the interest rates may vary over time and can change without notice to you. You should periodically review this page to find the most current interest rates.
Please see the Bank Deposit Sweep Program Disclosure Document for the terms and conditions regarding the sweep program.